Pathak AssociatesPathak Associates

Investment Goal Planner

Plan to reach your investment goals. Calculate required SIP or lump sum amount.

E.g., Home ₹50L, Car ₹20L, Education ₹30L

From 1 to 50 years

Amount you already have

Equity: 12-15%, Debt: 5-7%, Balanced: 9-11%

💡 Tip: Enter your investment goal and we'll show you both monthly SIP and lump sum options.

Disclaimer

This calculator provides estimates for informational purposes only. Please consult a qualified tax advisor or accountant for accurate calculations and tax planning. Pathak Associates is not liable for any errors or decisions made based on this calculator.

Investment Goal Planning

Calculate how much to invest (SIP or lump sum) to reach your financial goals.

Goal Amount

Your target investment amount at the end period

Monthly SIP

Systematic investment plan amount required monthly

Lump Sum

One-time investment needed to reach your goal

Pro Tips

  • Define your goal amount clearly (home, car, education, etc.)
  • Set a realistic timeframe for achieving the goal
  • Choose return assumptions based on asset allocation
  • SIP is better for long-term goals; lump sum for near-term

Important Notes

• SIP benefit: Benefit from rupee cost averaging

• Lump sum: Maximizes compounding if you have surplus capital

• Current savings will grow at expected rate of return

• Inflation not considered; goal amount is in today's rupees

Related Calculators

Explore other calculators that might help with your financial planning