Pathak AssociatesPathak Associates

Retirement Corpus Calculator

Calculate required retirement corpus based on expenses, inflation, and investment returns.

From 18 to 70 years

From 40 to 80 years

Current annual lifestyle expenses

Historical: 5-6% in India

Equity: 12-15%, Debt: 5-7%, Balanced: 9-11%

Amount already saved for retirement

Amount you can invest each year

💡 Tip: Use realistic inflation (5-6%) and return assumptions based on your investment portfolio.

Disclaimer

This calculator provides estimates for informational purposes only. Please consult a qualified tax advisor or accountant for accurate calculations and tax planning. Pathak Associates is not liable for any errors or decisions made based on this calculator.

Retirement Planning Guide

Calculate how much corpus you need for a comfortable retirement.

Required Corpus

Amount needed at retirement to sustain your lifestyle

Projected Corpus

Amount you will accumulate based on current savings and contributions

Gap Analysis

Identifies shortfall or surplus for better planning

Pro Tips

  • Enter your current age and desired retirement age
  • Estimate annual expenses and inflation impact
  • Use realistic return expectations (equity: 12%, debt: 6%, balanced: 9%)
  • Increase annual contribution to bridge any shortfall

Important Notes

• Corpus should account for inflation-adjusted expenses

• Safe withdrawal rate: 3-4% per annum in retirement

• Consider healthcare costs which rise faster than inflation

• Review and rebalance annually

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